Recent data from illion shows a significant rise in Kiwi homeowners struggling to keep up with their mortgage payments, with at-risk borrowers being hit the hardest.

Find out more in our Economic Snapshot below.

Behind the Data: The who, what, where, when and why behind the data

What: The analysis utilises accounts repayment history information from comprehensive credit reporting (CCR) data.

Where: CCR data covers all of New Zealand. illion’s analysis can highlight trends and pockets of stress in different geographical segments.

When: The steady increase in repayment stress has now been observed for at least the past 12 to 18 months.

Why: Monitoring repayment risk and other risk metrics available at the illion bureau is vital for prudent portfolio management.

For more updates, follow us on LinkedIn or visit our YouTube channel