By unlocking data-driven insights about the commercial entities you do business with, illion can help you minimise your risk and allow you to make more informed credit decisions.
Our unparalleled data sources and sophisticated analytics inform our array of reports and proprietary predictive risk scores. These reports and scores reveal actionable insights about your risk exposure and growth opportunities. We also provide access to third-party information such as land titles and the Personal Properties Securities Register (PPSR), allowing you to validate or register security to protect your business exposure.
By tapping into the world’s largest commercial database, we deliver these risk management solutions through our two flagship channels, illion Express and illion Direct.
illion Direct
illion Direct is a subscription-based, risk management channel for
businesses. Backed by the largest global database, your business will
gain invaluable insights into your customer’s behaviour.
Key features
illion Express
With immediate access to Australia and New Zealand’s largest business
database, illion Express’ credit reporting service offers you instant access
to a range of reports for low, medium and high risk business decisions.
Key features
Unsure about which option to choose for your commercial credit risk reports?
Our team is here to help you decide the best fit for your business needs.
illion reports
Make the right credit decisions and reduce your risk
Timely and accurate credit decisions are critical for a successful business. The illion Express service provides immediate access to our commercial database to conduct credit checks on individual businesses and directors.
With illion Express you can conduct a number of checks from confirming a business’ existence to predicting financial stability and payment patterns.
Comprehensive
illion’s most insightful report providing everything you need from identification details through to financial stability and payment predictors. A Comprehensive Report provides analysis on a company’s long-term operations, credit history, profitability and stability.
Medium to high risk decisions
- Risk of Failure
- Risk of Late Payment
- When you need to know everything
- When you need to see Financials
Risk Of Failure
The Risk of Failure report tells you the likelihood that a company will experience severe financial distress or failure within the next 12 months. It utilises illion’s Failure Risk Score which looks at over 50 variables including financial statements, company age and structure, court actions, payment history, collections and defaults to predict future performance.
Medium to high risk decisions
- Risk of Failure
- When viability and stability is critical
- Best in market failure scores
- 50+ Risk factors
Payment Analysis
Only illion can provide a comprehensive view of the payment habits of a business, as well as give an accurate prediction on their ability to pay you on time using Australia & New Zealand’s largest and most comprehensive database of trade payment information. This is crucial information for you to be aware of, to ensure that your business can continue to meet its obligations, both to customers and suppliers.
Low to medium risk decisions
- Risk of Late Payment
- Getting paid on time
- Trade payment analysis
- Payment behavior
Risk Of Late Payment
The Risk of Late Payment report includes illion’s Late Payment Score, identification data and company characteristics. The Late Payment Score is driven by illion’s Trade Bureau of over 15 million recent trade experiences across all companies and businesses. This is Australia and New Zealand’s largest and most comprehensive database of trade payment information.
Low to medium risk decisions
- Risk of Failure
- Getting paid on time
Company Extract Plus
Provides real-time access to ASIC data allowing you to confirm if an entity exists and is operational. Also provides historical data such as previous company names, directors and addresses allowing you to track previous structure and characteristics.
Low risk decisions
- Basic information
- Company facts & adverse
Personal Name Extract
A personal name extract report (source from ASIC) sets out details of an individual’s directorships with current, previous and insolvent companies. Make sure that you are across all companies that an individual is currently or has previously been involved with, to help better assess potential fraud and phoenix activity.
- An individual’s business ties
- Directorships
- Shareholdings
- Past and current information
Business Name Extract
illion provides real time access to information from the Office and Department of Fair Trading respective for each state throughout Australia.
- Business name search only
International Reports
illion International Reports will help you evaluate your risk around the world. You can get the information you need to make profitable business decisions on overseas accounts simply and easily.
ASIC Documents
ASIC’s ‘Documents’ search provides basic details of documents that have been lodged. Documents can be searched using the unique document number.
- An individual’s business ties
- Directorships
- Shareholdings
- Past and current information